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Albion Banking Center

53 E State St
Albion, PA 16401
Phone: (814) 756-4138

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19 Public Square
PO Box 1300
Andover, OH 44003
Phone: (440) 293-7605

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Ashtabula Harbor Banking Center

1630 West 19th Street
Ashtabula, OH 44004
Phone: (440) 964-8999

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Austinburg Banking Center

1853 Route 45
PO Box 273
Austinburg, OH 44010
Phone: (440) 275-3333

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Conneaut Banking Center

339 State Street
Conneaut, OH 44030
Phone: (440) 593-6595

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600 East Main Street
PO Box 1300
Andover, OH 44003
Phone: (440) 293-7256

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Edinboro Banking Center

212 Plum St
Edinboro, PA 16412
Phone: (814) 734-1655

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Geneva Banking Center

665 South Broadway
Geneva, OH 44041
Phone: (440) 466-3040

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Jefferson Banking Center

150 North Chestnut Street
Jefferson, OH 44047
Phone: (440) 576-2265

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Madison Banking Center

6611 North Ridge Road
Madison, OH 44057
Phone: (440) 417-0200

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Millcreek Banking Center

2420 Zimmerly Rd
Erie, PA 16506
Phone: (814) 833-4550

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3924 Clock Pointe Trail, Ste. 101
Stow, OH 44224
Phone: (844) 259-5473

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Spreading Joy: Financial Giving Tips for the Holiday Season

Spreading Joy: Financial Giving Tips for the Holiday Season

Thursday, December 11, 2025/Categories: Community News

The holiday season often inspires us to pause, reflect, and look for ways to uplift the people and communities around us. While gift lists and gatherings can sometimes take center stage, the most meaningful part of this season is often the opportunity to give—whether that’s time, money, or simple acts of kindness. The good news? You don’t need a large budget to make a big impact. Small, thoughtful gestures can go a long way in spreading joy and strengthening the community around you.

Start with What You Value
Before diving into donations or volunteer opportunities, take a moment to reflect on the causes that matter most to you. Do you feel strongly about food access? Youth programs? Animal welfare? Supporting seniors? When you align your giving with your values, even small contributions feel more meaningful—and the organizations receiving them benefit from your genuine investment in their mission.

Set a Holiday Giving Budget
The season can get expensive quickly, so creating a dedicated giving budget helps you stay intentional and stress-free.

This doesn’t need to be a large amount. Even setting aside $10 or $20 a week during the holiday season can create room to contribute without straining your finances. You can also involve your family by collectively choosing one cause to support, which helps build a tradition of generosity.

Give Small, Impact Big
You don’t have to donate hundreds of dollars to make a difference. Consider giving in ways that maximize impact even with minimal cost:

  • Sponsor a meal or grocery gift card: A $25 gift card can help a neighbor stretch their food budget or cover essentials during a difficult month.
  • Support local nonprofits with micro-donations: Many organizations now accept small, recurring digital donations—even $5 a month helps cover supplies or program costs.
  • Buy from small businesses: Purchasing from local shops, artisans, or markets supports families in your community and helps strengthen the local economy.
  • Participate in giving trees or adopt-a-family programs: These allow you to select a child, teen, or parent and provide a meaningful gift.

Give Time—Your Most Valuable Resource
If finances are tight this year, your time can be just as valuable as monetary giving. Volunteering at a food pantry, helping pack meals, reading to children, or providing companionship at a senior center makes a direct, human impact. Many organizations need extra hands during the holidays, but support is often needed after the holidays as well—consider signing up for a shift in January or February when volunteer numbers drop.

Look for Creative, No-Cost Ways to Give
Generosity doesn’t always involve money. Some of the most impactful actions cost nothing but carry deep meaning:

  • Write a thank-you note to a teacher, coach, bus driver, or healthcare worker.
  • Donate gently used coats, gloves, or winter wear to local shelters.
  • Shovel a neighbor’s driveway or help with holiday decorations.
  • Offer your skills—baking for a fundraiser, knitting hats, tutoring, or helping with tech support for local nonprofits.

These thoughtful gestures build connection and remind people that they are seen and supported.

Teach Children the Joy of Giving
If you have kids, involve them in age-appropriate giving. Have them pick out a toy for a donation drive, bake cookies for first responders, or create handmade cards for nursing home residents. These little experiences plant the seeds of gratitude and community-mindedness that last well beyond the holidays.

Remember That Every Little Bit Adds Up
One of the most powerful aspects of giving is that it doesn’t require perfection—only intention. A small donation combined with thousands of others becomes a major contribution. A single hour of volunteering becomes part of a larger effort to meet community needs. A simple act of kindness can spark a chain reaction.

Join Andover Bank This Season
During December, Andover banking centers are collecting new, unwrapped toys through the Toys for Tots campaign. We encourage you to join us by dropping off a donation this month. 

No matter how you choose to give this season, what matters most is the heart behind it. A little kindness, offered with sincerity, can ripple outward in ways you may never fully see. This year, let small gestures of giving be your way of spreading joy—one thoughtful act at a time.

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