Personal Checking

Personal Checking

Account Options for Every Lifestyle

A checking account is one of the most important tools for managing your day-to-day finances. And whether you’re looking for rewards and lots of extras or just simple, straight forward, access to your funds, you can count on Andover Bank for an experience that fits into your life and tools that put you in charge of your finances - no matter where you are.

All checking accounts feature:

Need to reorder checks? Quickly and easily reorder checks online.

Banking Benefits Affinity Checking Rewards Checking Interest Checking Value Checking

 

Open Now

 

 

 

Minimum to Open Account

$0

$0

$0

$0

Monthly Maintenance Fee

$10

$6

$10

$0
(e-statements required)

Balance to Avoid Monthly Fee

$2,000 monthly account deposits or $5,000 combined deposit and loan balances

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$1,500

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Earns Interest

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Rates

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Rates

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Rates

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Transfer the Cents

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Special Features

  • High yield, premium rate
  • Discount on mortgage closing costs
  • Preferred pricing on personal loans*
  • Overdraft protection
  • Free linked Companion Savings Account
  • Preferred pricing on personal loans*
  • Overdraft protection
  • Preferred pricing on personal loans*
  • Overdraft protection
  • Preferred pricing on personal loans*
  • Overdraft protection

 

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Fees will apply for other services such as NSF/Overdraft fees and stop payments. Ask for a copy of our Schedule of Fees for a complete list. Interest-earning checking accounts are variable rate accounts subject to change at any time.

*0.25% discount on consumer loans with enrollment in auto pay from an Andover Bank checking account. Offer not applicable on conventional mortgage loans.
**To earn premium rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions of $10 or more to post and clear each statement cycle, and receiving e-statements. Total deposit and loan relationship is defined as the combined balance in all personal deposit and loan accounts. $250 off charged closing costs on owner-occupied 1st mortgage loans.
***To earn bonus rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions of $10 or more to post and clear each statement cycle on your linked Rewards Checking Account, and receiving e-statements.

Affinity Checking

Open Now

Minimum to Open Account

$0

Monthly Maintenance Fee

$10

Balance to Avoid Monthly Fee

$2,000 monthly account deposits or $5,000 combined deposit and loan balances

Earns Interest

Checkmark
Rates

Transfer the Cents

Checkmark

Special Features

  • High yield, premium rate
  • Discount on mortgage closing costs
  • Preferred pricing on personal loans*
  • Overdraft protection
Learn more

Rewards Checking

Minimum to Open Account

$0

Monthly Maintenance Fee

$6

Balance to Avoid Monthly Fee

--

Earns Interest

Checkmark
Rates

Transfer the Cents

Checkmark

Special Features

  • Free linked Companion Savings Account
  • Preferred pricing on personal loans*
  • Overdraft protection
Learn more

Interest Checking

Minimum to Open Account

$0

Monthly Maintenance Fee

$10

Balance to Avoid Monthly Fee

$1,500

Earns Interest

Checkmark
Rates

Transfer the Cents

Checkmark

Special Features

  • Preferred pricing on personal loans*
  • Overdraft protection
Learn more

Value Checking

Minimum to Open Account

$0

Monthly Maintenance Fee

$0
(e-statements required)

Balance to Avoid Monthly Fee

--

Earns Interest

--

Transfer the Cents

Checkmark

Special Features

  • Preferred pricing on personal loans*
  • Overdraft protection
Learn more

Fees will apply for other services such as NSF/Overdraft fees and stop payments. Ask for a copy of our Schedule of Fees for a complete list. Interest-earning checking accounts are variable rate accounts subject to change at any time.

*0.25% discount on consumer loans with enrollment in auto pay from an Andover Bank checking account. Offer not applicable on conventional mortgage loans.
**To earn premium rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions of $10 or more to post and clear each statement cycle, and receiving e-statements. Total deposit and loan relationship is defined as the combined balance in all personal deposit and loan accounts. $250 off charged closing costs on owner-occupied 1st mortgage loans.
***To earn bonus rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions of $10 or more to post and clear each statement cycle on your linked Rewards Checking Account, and receiving e-statements.

Affinity Checking

Rewarding your relationship with more. More interest. More discounts. More perks. It's our way of saying thank you for your relationship with us.

  • High yield, premium tiered rate, paid monthly (with qualifying debit card activity and e-statements**)
  • Free statement savings account
  • Transfer the Cents
  • $250 off mortgage closing costs
  • No minimum required to open account
  • $10 monthly fee – waived with $2,000 in monthly account deposits; or $5,000 combined deposit and loan balances

Open Account

Rewards Checking

Benefits that matter to you - free checks, money orders and cashiers checks, a free linked Companion Savings account with a bonus rate*** - all at a low monthly fee. It's all the perks you want, and nothing you don't need.

  • Earns interest monthly
  • 1 free box of basic checks per year (shipping charges apply)
  • 8 free money orders or cashier's checks per month
  • Safe deposit box discount
  • No minimum required to open account
  • $6 monthly fee
  • Transfer the Cents

Interest Checking

Get your money growing with interest paid on all your balances. A straightforward checking account that gets your money working right from dollar one.

  • Earns interest on all of your balances monthly
  • $10 monthly fee waived with $1,500 minimum daily balance
  • No minimum required to open account
  • Transfer the Cents

Value Checking

Simple access to your funds. No monthly maintenance fee with enrollment in e-statements, no matter your balance.

  • Free e-statements or $3 monthly paper statement fee
  • No monthly fee or minimum balance
  • No minimum required to open account
  • Transfer the Cents

Ready to get started, or need help choosing an account?

Stop by a banking center to open an account with a banking specialist or give us a call at (844) 259-5473. A personal banking specialist will help you find the checking account that matches your unique needs.