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Albion Banking Center

53 E State St
Albion, PA 16401
Phone: (814) 756-4138

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Albion Banking Center

Andover Banking Center

19 Public Square
PO Box 1300
Andover, OH 44003
Phone: (440) 293-7605

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Andover Banking Center

Ashtabula Harbor Banking Center

1630 West 19th Street
Ashtabula, OH 44004
Phone: (440) 964-8999

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Ashtabula Harbor Banking Center

Austinburg Banking Center

1853 Route 45
PO Box 273
Austinburg, OH 44010
Phone: (440) 275-3333

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Austinburg Banking Center

Conneaut Banking Center

339 State Street
Conneaut, OH 44030
Phone: (440) 593-6595

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Conneaut Banking Center

Andover Bank Corporate Headquarters

600 East Main Street
PO Box 1300
Andover, OH 44003
Phone: (440) 293-7256

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Andover Bank Corporate Headquarters

Edinboro Banking Center

212 Plum St
Edinboro, PA 16412
Phone: (814) 734-1655

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Edinboro Banking Center

Geneva Banking Center

665 South Broadway
Geneva, OH 44041
Phone: (440) 466-3040

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Geneva Banking Center

Jefferson Banking Center

150 North Chestnut Street
Jefferson, OH 44047
Phone: (440) 576-2265

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Jefferson Banking Center

Madison Banking Center

6611 North Ridge Road
Madison, OH 44057
Phone: (440) 417-0200

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Madison Banking Center

Millcreek Banking Center

2420 Zimmerly Rd
Erie, PA 16506
Phone: (814) 833-4550

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Millcreek Banking Center

Stow Loan Production Office

3924 Clock Pointe Trail, Ste. 101
Stow, OH 44224
Phone: (844) 259-5473

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Stow Loan Production Office

10 and 15 and 20 Year Fixed Rate Mortgages | Andover Bank

Faster. Smarter. Savvier.

No closing cost refi mortgage. 10-, 15-, or 20-year fixed rate options.

A low rate and short term means a faster payoff, which can save you thousands in interest! With local, trusted guidance the whole way plus NO CLOSING COSTS, you can't afford to not take advantage of these historically low rates!

2.49%APR* 10-Year Fixed RateApply now for a new mortgage loan

2.99%APR* 15-Year Fixed Rate

3.24%APR* 20-Year Fixed Rate

No Closing Costs

  • Lower rate 
  • Short term
  • Fast payoff
  • Local, trusted guidance the whole way
  • Access to our special 2.00% APY** Affinity Checking (on balances up to $10,000)

Speak with an Andover lending expert for details. We’re committed to helping you make the best borrowing decision.

Making happy homeowners since 1884.

Apply online or in person

Apply Now Check Today's Rates Calculate Your Payment

*Annual Percentage Rates (APR) and interest rates include a preferred rate reduction of 0.25% for automatic payments from an Andover Bank checking product and are accurate as of 12/20/2021. Refinances only, $30,000 new money with a maximum loan amount of $200,000. Maximum 80% loan to value, first lien position on an owner occupied primary residence. All payments exclude taxes and insurance thus your payment will be greater than disclosed. Flood insurance may be required. Subject to credit approval with credit score of 740 or above. Bank paid closing costs include drive-by appraisal fee, flood zone determination, tax service fee, limited lien search and government recording charges. Costs for optional services and interest due at closing are not included. If this loan is paid off within the first 36 months, you agree to reimburse Andover Bank the third party origination fees the bank paid on your behalf, up to $500. Limited time offer. Loan available under $30,000 new money with borrower paid closing costs. Payment example: On a 10 year fixed rate loan with a base loan amount of $100,000 with an interest rate of 2.490% and an APR of 2.490%, the monthly payment would be $942.24. On a 15 year fixed rate loan with a base loan amount of $100,000 with an interest rate of 2.990% and an APR of 2.990%, the monthly payment would be $690.10. On a 20 year fixed rate loan with a base loan amount of $100,000 with an interest rate of 3.240% and an APR of 3.240%, the monthly payment would be $566.69. ** Annual Percentage Yield (APY) is accurate as of 12/20/2021. This is a variable rate account and the interest rates and APYs may change at any time. Fees may reduce earnings. $0 minimum to open and $0.01 minimum balance to earn stated APY. To earn premium rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions of $10 or more to post and clear each statement cycle, and receiving e-statements.

 

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