Vehicle rates

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Auto Rates

Offering great rates for all your lending needs!

New Auto Rates 2019 & 2020

Term Loan to Value Ratio APR
72 Months* Up to 110% of Purchase Price 4.43%
66 Months* Up to 110% of Purchase Price 4.24%
60 Months* Up to 110% of Purchase Price 4.06%
48 Months* Up to 110% of Purchase Price 4.00%
36 Months* Up to 110% of Purchase Price 4.07%

*Subject to Credit Approval. Your Rate may be higher. Additional terms may apply.

Example 1: If you borrow with no down payment at 4.43% APR for 72 months the monthly payment will be $155.27 per $10,000 borrowed.

Example 2: If you borrow with no down payment at 4.24% APR for 66 months the monthly payment will be $166.74 per $10,000 borrowed.

Example 3: If you borrow with no down payment at 4.06% APR for 60 months the monthly payment will be $180.76 per $10,000 borrowed.

Example 4: if you borrow with no down payment at 4.00% APR for 48 months the monthly payment will be $221.30 per $10,000 borrowed.

Example 5: If you borrow with no down payment at 4.07% APR for 36 months the monthly payment will be $289.66 per $10,000 borrowed.

Used Auto Rates

Year Max Term Max Loan Amount APR
2018-2019* 60 Months Lesser of Purchase Price or N.A.D.A. Value 4.57%
2017* 60 Months Lesser of Purchase Price or N.A.D.A. Value 5.07%
2016* 54 Months Lesser of Purchase Price or N.A.D.A. Value 5.41%
2015* 48 Months Lesser of Purchase Price or N.A.D.A. Value 6.20%
2014* 36 Months Lesser of Purchase Price or N.A.D.A. Value 7.02%

*Subject to Credit and Collateral Approval. Your Rate may be higher. Additional terms may apply.

Example 1: If you borrow the maximum on a 2018-2019 vehicle at 4.57% APR for 60 months the monthly payment will be $183.00 for a $10,000 loan.

Example 2: If you borrow the maximum on a 2017 vehicle at 5.07% APR for 60 months the monthly payment will be $185.25 for a $10,000 loan.

Example 3: If you borrow the maximum on a 2016 vehicle at 5.41% APR for 54 months the monthly payment will be $204.87 for a $10,000 loan.

Example 4: If you borrow the maximum on a 2015 vehicle at 6.20% APR for 48 months the monthly payment will be $231.06 for a $10,000 loan.

Example 5: If you borrow the maximum on a 2014 vehicle at 7.02% APR for 36 months the monthly payment will be $302.69 for a $10,000 loan.

*Please contact your nearest Andover Banking Center location for current rates on auto refinances.

How much can you afford?

Use our handy calculators to find out.

Got Additional Questions?

If you have questions about any of our deposit or loan programs, feel free to get in touch. We'll be happy to talk with you further and help you select the product that's right for your financial needs.

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